I just read that "This economic downturn is providing a gift in disguise for many young people. They’re learning that success has to be earned. Buying on credit isn’t free money, and a government that promises you everything will eventually come knocking at your door to pay the bill."
I thank my husband for caring enough to teach me to pay off my credit cards monthly, to retire the mortgage as soon as possible, to save for a rainy day and to only buy what I can afford. We tried to teach these lessons to our children. If they listened, they will probably make it through this deep recession far easier than those who overused credit cards and accumulated debt.
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